Wellness

Increase Productivity, Reduce Healthcare Costs
with a Proactive Approach to Wellness

Rising healthcare costs are largely connected to employee health issues. The ability of Titan Insurance & Embloyee Benefits Agency to promote and educate companies about wellness incentives demonstrates our commitment to the overall health and wellness of our client companies.

A proactive approach to employees' wellness contributes to positive morale, increased productivity and reduced healthcare costs. Consider these questions:
 

• Do you have a wellness program?
• Do you know all the elements of a successful wellness program?
• Do you provide incentives that reward participation and positively reinforce behavior change?
• Do you provide your employees with health management coaching?
• Do you know a Titan Benefits Consultant can design a program specifically for your company and employees?
   

Titan Insurance will help you engage your employees in an ongoing wellness initiative and will provide education, materials, and relevant information that ensures your employees have the tools to develop the skills they need to affect positive behavioral changes regarding wellness. Healthy behaviors lead to better health management.

The Affordable Care Act (ACA) has provisions encouraging wellness plans and offers incentives to participants or employees who meet certain health standards. In 2014, those reward amounts could reach 30% of the cost of coverage. Programs need to be about more than just walking, the plans need to recognize the specific health needs of their employee population. Below are several key elements to a successful wellness plan:
 

• Offer An Assessment – this could include height, weight, blood pressure and cholesterol screenings and the data is compared with similar populations.
• Distribute Communication Materials – flyers, emails or newsletters – make sure they are informative and consistent.
• Offer Self-Help Programs – for weight control or loss, smoking cessation and stress management; employees can avail themselves of DVD, audiotapes, Web sites or booklets in the privacy of their own homes and at their own pace.
• Provide Health Coaching – a health coach can deliver necessary assistance to employees making lifestyle changes.
• Medical Self Care – reduce unnecessary medical visits by utilizing nursing advice, and promotional materials.
• Address High-risk Employees – those with chronic conditions such as diabetes or asthma may require disease management programs.
• Address Low-risk Employees – research shows a cost increase even to healthy employees over time unless wellness programming is provided.
• Provide Incentives – monetary incentives or those in the form of reimbursement assistance, premium discounts, or gym memberships – are proven to be positive reinforcements.
• Use e-Health as an Adjunct Element – it is not sufficient as a program on its own but can be useful as an additional tool.
• Evaluate Your Program – allow data to illustrate positive changes, whether by decreased absenteeism, improved productivity or employee satisfaction.

Learn what you can do now to improve the health and wellness of employees in your company. Contact your Titan Benefits Consultant to help you design a program specifically for your company!